We are employees who have been faced with as many as eighteen plans to choose from with only a few days to decide.
We are consumers on the public exchange and in the individual market who have had to choose from dozens of plan with no information beyond the premium, the deductible and the corporate logo to differentiate among plans.
We are working to help everyone make better, more informed choices.
In the end, we realized two things:
- We had been choosing the less cost-effective health plan for years. And, more importantly …
2. We shouldn’t need the equivalent of a mini Ph.D. in health insurance just to make an informed decision regarding coverage and estimated costs.
We knew we weren’t alone in our need for a solution to this challenge. With the input of health economists and epidemiologists and by harnessing today’s technology – advanced data analytics, machine learning and artificial intelligence – we developed a proprietary insurance decision analysis tool that creates a total annual cost comparison of available plans based on a customized analysis of healthcare use.
To empower consumers to make smarter health insurance decisions by providing clear and unbiased cost comparison information.